Documents needed to buy a property in Mallorca as a foreigner

Buying a home in Mallorca as a foreigner is a perfectly accessible process, but it is advisable to reach completion with all the documentation reviewed. A significant part of that documentation is technical, and that is exactly where a specialised practice can provide peace of mind. Here are the key documents.

The NIE, the first step

The Foreigner Identification Number (NIE) is the essential requirement to buy in Spain: without it you cannot sign before a notary, pay taxes or register the property. It is requested at a police station with your passport and the relevant form.

Documents for buying a property in Mallorca

Before moving forward it is advisable to review the condition of the property through several documents:

• Nota simple from the Land Registry: confirms who the owner is and whether there are charges, mortgages or seizures.
• Habitation certificate: confirms that the home meets the minimum conditions for residential use. In practice it is requested in most transactions, especially if the buyer needs bank financing.
• Energy performance certificate: mandatory for selling or renting since 2013, it must be available during marketing.
• Up-to-date bills: property tax (IBI), community fees and utilities.

Special attention to rural land

In Mallorca there are many properties on rural land, and there documentation becomes even more important. The existence or absence of a habitation certificate can significantly affect the value and viability of the transaction. It is advisable to verify that the built square metres match the documentation and that the home has the appropriate permits. Prior visual inspections can also help.

Reliable technical documentation, in your language

At Certificación Mallorca we help owners, buyers and agencies with the technical documentation of properties: habitation certificates, energy certificates, plans and prior inspections. We provide service in Spanish, English and German, which is especially useful for the international buyer. If you are in the middle of a purchase, write to us and we will guide you.